ToolsSource: HousingWire
Qualia adds Earnest Money + Cash to Close payments inside Qualia Core
Original headline: “Qualia expands into payments with earnest money, cash to close” — HousingWire, Oct 23, 2026
HousingWire reports that Qualia launched Qualia Earnest Money Deposit and Qualia Cash to Close inside Qualia Core, offering digital payments instead of check or wire for a buyer’s first payment after signing the contract and the final payment before closing. Buyers get a payment link from title/escrow, connect a bank account and pay digitally with confirmation; funds post to the order ledger in the same system that reconciles the file and screens outgoing wires, and customers sign up inside Qualia Core while keeping their existing escrow bank account so teams can send a payment request from the order. HousingWire cites FBI-reported real estate fraud losses rising from about $145 million in 2023 to more than $275 million in 2025, and Qualia’s Wire Fraud Trends report saying cash to close had the largest year-over-year increase in perceived fraud risk; CSO Jackson Reynolds and Level 10 Title CEO Jacob Webb (who said the org no longer accepts checks and only uses EMD with Qualia) are quoted. Earnest Money Deposit is available today to all Qualia Core customers; Cash to Close is in limited release now with expanded availability expected later this year. HousingWire notes the article was generated with HousingWire Automation and editor-reviewed.
Our take (opinion & analysis, not reporting)
For US agents: ask your title and escrow partners whether they offer Qualia Earnest Money Deposit and/or Cash to Close on your deals, and whether buyers still need a wire for any step. Use the article’s fraud framing only as reported — FBI losses ~$145M (2023) to >$275M (2025) and Qualia’s own trends report on cash-to-close risk — when you brief buyers on why digital escrow payments may beat check or ad-hoc wire instructions. If your closer is not on Qualia Core, ask what digital EMD / cash-to-close options they do offer before the next contract.
Online discussion: no notable public discussion found yet (checked Oct 24, 2026).